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Disclaimer

Last updated: May 10, 2026

This Disclaimer applies to the website and services associated with LBYS LLC, operating the brand The Trusty Advisor.

1. Education and Consulting Only

The Trusty Advisor provides consulting, education, process guidance, operational support, and general business-system perspective. The content on this website is not legal, tax, accounting, investment, financial, estate-planning, trust-administration, banking, or fiduciary advice.

2. No Licensed Professional Advice

LBYS LLC and The Trusty Advisor are not acting as your attorney, CPA, enrolled agent, investment adviser, financial planner, broker, trustee, bank, or licensed fiduciary through this website. You should consult qualified licensed professionals before making decisions involving trusts, taxes, business entities, asset transfers, investments, banking, estate planning, or legal rights.

3. Trust and Asset-Protection Topics

Trust structures, asset transfers, creditor issues, taxation, reporting, banking, digital assets, property transfers, and legacy planning are highly fact-specific. No website content can determine whether a strategy is valid, effective, appropriate, or compliant for your specific circumstances.

4. Digital Asset and Crypto Topics

Any discussion of XRP, crypto, wallets, custody, exchanges, blockchain assets, staking, digital-asset communities, or similar topics is educational only. Nothing on this website is investment advice, a recommendation to buy, sell, hold, transfer, stake, pledge, or custody any digital asset, or a guarantee of market, tax, legal, or operational outcome.

5. No Guarantees of Protection or Results

References to organization, preservation, stewardship, operational readiness, risk awareness, or asset-protection concepts are not guarantees that assets will be protected from creditors, lawsuits, taxes, government action, family disputes, market losses, administrative failures, reporting obligations, or any other risk.

6. Third-Party Providers

The Trusty Advisor may discuss, refer to, coordinate with, or help clients navigate third-party organizations, providers, communities, platforms, or professionals. Those third parties are responsible for their own services, documents, advice, representations, fees, timelines, and outcomes.

7. No Attorney-Client or Professional Relationship

Submitting an inquiry, sending an email, reading this website, or participating in an initial conversation does not create an attorney-client relationship, tax advisor-client relationship, investment advisory relationship, financial planning relationship, accounting relationship, trustee relationship, or fiduciary relationship.

8. Forward-Looking and General Statements

Any statements about potential outcomes, planning objectives, implementation paths, future benefits, or long-term preservation are general and educational. Actual outcomes depend on your facts, documents, professionals, compliance, timing, jurisdiction, and implementation.

9. Use Your Own Professional Team

Before acting, you should review your situation with appropriate licensed professionals, including legal, tax, accounting, financial, investment, insurance, banking, and real-estate professionals as applicable.

10. Contact

Questions about this Disclaimer may be sent through the inquiry options listed on this website.

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